President's Reports

President’s Report

First Half 2025

LT Group, Inc. (LTG) delivered a strong first-half 2025 performance, reporting Php14.97 billion in attributable net income – a 17% increase over the same period in 2024
and the company’s second-best first half and second-quarter result since its follow-on public offering.

Business segments contributions were as follows:

1H25
Contribution
(Php Millions)
% of 1H25
Attributable
Net Income
1H24
Contribution
(Php Millions)
% of 1H24
Attributable
Net Income
PNB7,03347%5,76845%
FTC5,43936%4,87138%
TDI1,3539%7126%
ABI4894%5084%
Eton3512%3262%
VMC2762%2772%
Others250%3363%
Total14,966100%12,798100%

In addition to March 2025 dividends of Php3.25 billion (Php0.15 per share regular, Php0.15 per share special), LTG declared a special dividend of Php0.30 per share in
June 2025. This brought the total cash dividends to Php6.49 billion or a payout rate of 22.4% for the current period. 

As of June 30, 2025, the company’s Debt-to-Equity Ratio was 3.12:1 with the Bank and 0.11:1 without the Bank. The parent company held a cash balance of Php2.07 billion.

Download Previous Reports

President’s Report – First Half 2025

August 12, 2025

President’s Report – First Quarter 2025

May 13, 2025

President’s Report – Full Year 2024

February 28, 2025

President’s Report – Nine Months 2024

November 12, 2024

President’s Report – First Half 2024

August 12, 2024

President’s Report – First Quarter 2024

May 13, 2024

President’s Report – Full Year 2023

March 18, 2024

President’s Report – First Nine Months of 2023

November 11, 2023

President’s Report – First Half 2023

August 11, 2023

President’s Report – First Quarter 2023

May 12, 2023

Message from the President

2022 Annual Report

President’s Report – Full Year 2022

March 17, 2023

President’s Report – 9M 2022

November 11, 2022

President’s Report – First Half of 2022

August 12, 2022

President’s Report – First Quarter of 2022

May 13, 2022

President’s Report – Full Year of 2021

March 18, 2022

President’s Report – 9M 2021

November 12, 2021

President’s Report – First Half of 2021

August 11, 2021

President’s Report – First Quarter of 2021

May 11, 2021

President’s Report – Full Year of 2020

March 19, 2021

President’s Report – 9M 2020

November 13, 2020

President’s Report – First Half of 2020

August 11, 2020

President’s Report – First Quarter of 2020

May 15, 2020

President’s Report – Full Year 2019

March 19, 2020

President’s Report First Nine Months of 2019

November 13, 2019

President’s Report First Half 2019

August 13, 2019

President’s Report First Quarter 2019

May 10, 2019

President’s Report Nine Months 2018

November 12, 2018

President’s Report First Half 2018

August 13, 2018

President’s Report First Quarter 2018

May 11, 2018

President’s Report Full Year 2018

March 20, 2018

President’s Report Nine Months 2017

Novemver 10, 2017

President’s Report First Half 2017

August 11, 2017

President’s Report First Quarter 2017

May 12, 2017

President’s Report Full Year 2017

March 16, 2017

President’s Report First Nine Months of 2016

Novemver 11, 2016

President’s Report First Half 2016

August 12, 2016

President’s Report First Quarter 2016

May 13, 2016

President’s Report First Half 2016

March 17, 2016

President’s Report Nine Months 2015

November 13, 2015

President’s Report First Half 2015

August 14, 2015

President’s Report First Quarter 2015

May 15, 2015

President’s Report Full Year 2015

March 11, 2015

President’s Report For First Nine Months of 2014

November 17, 2014

President’s Report For First Half 2014

August 15, 2014

President’s Report For First Quarter 2014

May 16, 2014

President’s Report For Full Year 2014

March 20, 2014

President’s Report For the First Nine Months of 2013

November 15, 2013

President’s Report For Full Year 2013

March 20, 2013

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